Lawrence Memorial CU - Privacy Policy

FACTS	WHAT DOES LAWRENCE MEMORIAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and account balances Payment history and credit history Credit scores and credit card or other debt When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Lawrence Memorial Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Lawrence Memorial Credit Union share?	Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes — to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes — information about your transactions and experiences	No	We don't share
For our affiliates’ everyday business purposes — information about your creditworthiness	No	We don't share
For nonaffiliates to market to you	No	We don't share

Questions

Call 860-444-5104 or go to www.lmhospcu.com

Who we are
Who is providing this notice?	Lawrence Memorial Credit Union

What we do
How does Lawrence Memorial Credit Union protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Lawrence Memorial Credit Union collect my personal information?	We collect your personal information, for example, when you Open an account or use your credit or debit card Pay your bills or apply for a loan Make deposits or withdrawals from your account We also collect your personal information from other companies such as credit bureaus, affiliates or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes - information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. Lawrence Memorial Credit Union has no affiliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. Nonaffiliates we share with can include companies such as credit bureaus, mortgage companies, and insurance companies.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include companies such as credit card companies and insurance companies.

Mobile Banking

The mobile banking app may collect personal information from you or your financial institution, such as your first and last name, address, e-mail, User ID, and telephone number when you create an account and use. We will collect the financial and transaction information necessary to provide you with the Services, including account numbers and transaction and payment history.